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“Lower My Bills” drives me nuts

January 30, 2007
By

Lower My Bills

This post is nothing more that a cry for help..for empathy. Have you seen the “Lower My Bills” tile ads. These ads are everywhere! As pervasive as the Giggle IQ test. You’ve seen the newest one right…the silhouetted dancing guy in a suit shaking his hips like Elvis. They are built in Flash. They are awful, ugly, poorly designed from a purely aesthetic perspective…they are today’s “Punch the Monkey” ad.

And, importantly, they exist because of credit card debt since they are selling dept consolidation. Is there any way we can clean up our web world of these kinds of eyesores? (The correct answer is: no.) And beyond the topic of design, the savings rate in the USA is negative. Yes, Americans spend more than they save. I guess that’s what trickle down economics means.

33 Responses to “Lower My Bills” drives me nuts

  1. Mary on September 19, 2007 at 4:33 pm

    They catch my attention, but not in a good way. I will Never use thier service. EVER.

    The newest one, a human in a dress????? dancing (can’t tell any more than that, gender appears male though) it’s irritation beyond tolerance.

  2. Capt_Plutonium on November 16, 2007 at 1:05 pm

    Thanks Bill, editing the hosts file worked like a charm. I absolutely despise those ads.

  3. LowerMyBillsMustDie on February 6, 2008 at 12:19 am

    There is nothing I hate more in my daily routine than logging onto weather.com to check my local hourly forecast and being assaulted by an obnoxious woman in a pink dress dancing around like an idiot. I absolutely hate these ads! Marketers need to understand that a lot of people, such as myself, will go out of there way not to use their product if the advertisement is annoying and terrible. I often go to the extent of closing my right eye or blocking out the portion of the screen with the dancing woman in order to check the weather without her interference. Why, weather.com must you force this upon me?!?!

  4. Ken on June 1, 2009 at 9:47 am

    The redirection of ad.doubleclick.net to localhost is brilliant.

    thank you for this!

    127.0.0.1 [tab key] ad.doubleclick.net

  5. Carla Elchesen on March 8, 2010 at 10:59 am

    I’ve never gone to their website, but it’s hard to escape their obnoxious & downright UGLY ads! Seriously, the people they use for their ads have gone from dorky to SCARY! First there was the dweeb with the big glasses & obvious dentures… “C’mon ladies, let me lower your bills” <-No thanks! . Then there was the guy with more facial hair than a caveman… a real Charles Manson look-a-like, "Lower my bills, or I'll KILL you!". After that, there was a guy I'll swear I saw on 'America's Most Wanted' with a monobrow! Then they used an elderly man that looked both mad and constipated at the same time. Now it's another elderly man… a really scary-looking elderly man! Are these ads suppose to entice you in to visiting their website??? They're only good for comic relief!

  6. hesaplialver on April 27, 2010 at 10:32 am

    Thanks Bill

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  8. Dan on July 26, 2010 at 1:36 am

    I just click on them and give them a bunch of bogus info. so when they try to sell your information to the highest bidder all they get is junk. then the mortgage/credit companies will stop using them…

  9. Dustin M. on August 19, 2010 at 3:39 pm

    I can’t stand those ads. Really they bother me too.

  10. Steve on August 29, 2010 at 6:46 am

    The headline grabs me an i want a620K mortgage for 2K a month, this is what you’ll pay in Australia.
    Mortgage Amount: $620,000
    Interest Rate: 7% p.a.
    Mortgage Term: 25 years
    Monthly Repayment: $4,382.03
    Total you will pay: $1,314,609.31
    Interest you will pay: $694,609.31

    an if the ads didn’t work they would soon be gone.

  11. Jennifer I. Tilley on September 15, 2010 at 1:47 pm

    Art Buchwald

  12. Chris on November 3, 2010 at 7:00 pm

    I think the more serious aspect to these “silly” ads are the people who actually take action on them for the wrong reasons.

    The ad celebrates “how much” someone can afford by justifying it with a low payment.

    In reality, at best that mortgage will reach maturity in a handful of years and the borrower could very well be stuck with much higher interest rates (and MUCH higher payments).

    And more realistically, that’s either an introductory int. rate OR based on the best-case variable rate, which is a risky proposition for anyone who’s on a tight, fixed income with limited savings.

    It’s exactly this kind of aggressive “you can afford it” mass-ideals that has brought the US to the situation it is facing today.

    You need equity or verifiable income to borrow responsibly and within your means.

    But that doesn’t make for a sexy ad, does it?

    -Chris

  13. Greg Urroz, CRS on November 11, 2010 at 2:26 pm

    Excellent suggestion Bill. I will never use their service because I manage my money correctly.

  14. bruce brinkmann on November 23, 2010 at 1:44 pm

    Does anyone know how to get rid of one of these ads? every time I boot up or re boot this add is there and i can’t make it go away. Help me rid my screen of this ad if you can please. many thanks

  15. Roger Davidson on December 16, 2010 at 11:01 pm

    Its not always bad anyway. Those ads are somewhat helpful to the consumers to save more time when they need something. Its just one click away.

  16. Vincent Perkins on December 17, 2010 at 11:13 pm

    Credit bill, urgh! jus thinking about this make me sick.

  17. Tony on January 19, 2011 at 2:20 pm

    Any ad that looks like it was put together in 10 min or less and by a 5th grader does not get my vote. Besides it does not take a rocket scientist
    to learn how to lower my bills. It takes a will to save money and spend less and that my friend is difficult for the general public to understand. If parents would teach a child how to save instead of how to spend this county would be in a lot better shape

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  23. Georgios on April 5, 2011 at 8:59 am

    I hate those annoying popups! They catch my attention, but not in a good way. I will Never use thier service. EVER. Just like getting a cold call from a salesman

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